Garage Insurance 
Fresno, CA

Garage insurance protects against a variety of liabilities often faced by garage owners and repair shops. These liabilities include things like customer slips and falls or damages resulting from faulty work. A single accident can result in a lawsuit that damages a business beyond repair, so it’s important to have accurate and sufficient coverage in place.

Protect your small business through the Kerr Insurance Brokers in Fresno, CA. Our in-house agency can help you find business insurance through one of our trusted providers.

Garage and Auto Repair Insurance Fresno, CA

Who needs it?
Businesses that have a physical location such as a garage, parking lot or storage area used to repair or store vehicles usually need garage insurance. This includes:

  • Automotive repair shops

  • Body shops

  • Tow or impound lots

  • Muffler shops

  • Transmission shops

  • Auto dealerships

  • Tire and battery repair facilities

  • And many more

What does it cost?
Your garage insurance cost depends on various factors including your type of work, coverage needs, claims history and many others. For example, a repair shop with a recent claim of $28,000 can expect to pay more for insurance than a repair shop who’s claim free.

Other coverages garage keepers might need

Garagekeepers Legal Liability: Protects if you’re responsible the physical damage of a customer’s vehicle while it’s in your care, custody and control.
 

Commercial Auto: If you use vehicles in your business, you’ll need a commercial policy. We insure vehicles common to garage owners including tow trucks and pickup trucks.


Workers’ Compensation: Covers your employees’ medical costs and a portion of their lost wages should they become ill or injured on the job.

 

What other insurance does Kerr Insurance offer garage repair shops?

  • Many garage insurance companies

  • Complete insurance packages or single policies

  • Best prices in the industry

  • Experience, expertise, and “no excuse” customer service

  • Garage Liability

  • Garagekeepers Liability

  • Comprehensive dealership packages

  • Business auto, including towing operations and on-hook coverage

  • General Liability

  • Umbrella / Excess liability

  • Property

  • Workers Compensation

  • Employee Benefits

We want your business to thrive. Kerr Insurance Brokers in Fresno, CA provides our auto repair clients the same care they provide their own. Kerr Insurance has extensive experience in auto repair garages and offer an auto repair garage insurance program specific to your industry.  It is packed with extra features to suit your business and can be extensively tailored to provide an OEM fit.  We can ensure you have liability coverage for when your mechanics are test-driving vehicles, garagekeepers liability insurance coverage for damage to your customer’s autos while in your care, your mechanics’ tools, and of course the liability associated with your work and repairs.

 

Every auto repair business is different, so we make our garage insurance policies flexible.  If your business tows vehicles, tows for other businesses, picks up or delivers client vehicles, performs roadside repair, operates a car dealership, or specializes in any particular kind of repairs, let us know your insurance questions.  

 

Contact us for a no-obligation insurance review where we will explain your risk exposures in clear, understandable terms.