Construction and Tradesman Insurance - Fresno, Ca
Construction Insurance Fresno, CA
Even the most detailed construction plans can sometimes go awry. Construction and contracting professionals can look to Kerr Insurance Brokers in Fresno, CA to build custom coverage to protect projects from the ground up.
What should construction and contracting professionals consider when choosing construction insurance protection?
Whether a simple or complex project, construction professionals want to know that their insurance carrier has a solid foundation on which to build. With Kerr Insurance Brokers, Inc. they can expect specialized underwriting from leading insurance companies, solid financial strength, market leadership and personal service.
Construction Insurance Coverage Considerations
Coverage for most classes of construction business, including sub-trades and supply accounts.
Specialty general liability protection for well-run businesses in tough industries that find needed coverage is often hard to place.
Highly flexible contractor’s equipment policies with customizable options
Learn more about Construction Insurance
To learn more about our construction insurance options, select a division below to see its specialized products and services.
General contractors, protect yourselves, your employees, and your commercial assets with the right contractors insurance in Fresno, CA.
As the owner of a general contracting business, you have a lot of responsibility resting on your shoulders. Not only are you responsible for making sure that business operations proceed smoothly, but you also need to watch out for commercial liability and property damage issues. Fortunately, having the right contractors insurance in Fresno, CA California is a great way to secure the comprehensive protection that your business needs. Here’s what contractors insurance from Kerr Insurance Brokers can do for you.
What is contractors insurance?
Every general contractor should carry the following types of insurance:
Commercial General Liability – Commercial general liability insurance offers coverage for third-party claims of bodily injury, property damage, advertising injury, and other losses.
Commercial Property – Commercial property insurance offers coverage for your business’s physical building along with the equipment, supplies, inventory, and other property housed within it. This coverage protects against the damages or losses caused by a break-in, act of vandalism, fire, extreme weather event, and so on.
Commercial Auto – Commercial auto insurance offers protection for company vehicles and the employees that operate them. This type of policy offers bodily injury liability, property damage liability, and medical payments coverages. This type of policy can also extend coverage to the personal vehicles that your employees operate for commercial purposes.
Surety Bonds – Surety bonds are client guarantees that your business can fulfill the terms of the job while simultaneously protecting your clients against any liability or malpractice issues that might arise as a result of your work.
Workers Compensation – Workers compensation is a required commercial coverage if you have employees working for your company. This type of insurance offers coverage for employees that are injured or become ill while on the job. Should the injured workers decided to waive their workers comp benefits in favor of suing your company, then your workers compensation insurance can be used to cover your legal defense costs.
In addition to these standard coverages, you should also consider securing professional liability insurance, excess liability insurance, business interruption insurance, and so on to protect your business from additional commercial risks.
Interested in learning more about what the right contractors insurance in Fresno, CA can do for you? Then don’t hesitate to contact the experts at Kerr Insurance Brokers in Fresno, CA. Our dedicated team is ready to assist you with all your coverage needs today.
Disclaimer: These are general descriptions of coverages. Please refer to your policy for actual coverage, limitations, & exclusions. Please call for details.
What kind of insurance do I need for my construction business?
Business Commercial Auto Insurance
Workers Compensation Insurance
Surety and Bid Bonds
Property and Inland Marine Insurance
Writes a wide range of surety products, including standard contract surety, commercial surety and miscellaneous non-contract surety and small fidelity bonds.
Property & Inland Marine
Offers specialized insurance solutions to clients with monoline property and inland marine coverage needs in a variety of industries.
Provides exceptional workers compensation rates from over 100 A and A+r
Get certified payroll from Kerr Payroll Solutions. Remain DIR and DOL compliant at rapid speed and affordable prices.
Contractor Insurance Specialties
Pool and Aqua
Power and Solar