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Commercial Auto Insurance for Small to Large Businesses

To prevent losing your hard-earned revenue due to an auto accident, you will want to ensure that your vehicles, products, and drivers are insured in the event of property or vehicle damage, bodily injury, legal costs, and more. With the most comprehensive commercial auto Insurance from Kerr Insurance Brokers, Inc., our Fresno, CA commercial auto insurance advisors will work with you one-on-one to create a customized policy that may include:

  • Bodily Injury Liability

  • Medical Payments

  • Personal Injury Protection (PIP) Coverage

  • Comprehensive Coverage

  • Collision Coverage

  • GAP Coverage

  • Uninsured and Underinsured Motorist Coverage

Additional options like Bailee Coverage are available if needed. Bailee Coverage insures property loss or damage when in your company’s care, control, or custody – for example: product protection for items on a semi or delivery truck.

Because, Commercial auto Insurance coverage in California varies, it is important to discuss your business’s options, concerns & special needs one of our Fresno, CA independent insurance brokers at Kerr Insurance Brokers, Inc. who can help you determine the proper amount of coverage for all your commercial insurance needs.

Commercial auto Insurance is an essential financial decision that will keep your business covered. The next time your fleet takes the road, make sure it is protected with a Commercial Auto policy from Kerr Insurance Brokers, Inc. 

Commercial auto insurance is liability and physical damage protection for vehicles, such as cars, trucks and vans, that are used for business. Commercial vehicles require a separate policy because they’re typically exposed to more risk than personal vehicles.

Commercial auto insurance isn’t just for industrial vehicles like semis or dump trucks. For example, businesses that use a car to run errands, carry tools or transport clients might also need a commercial auto policy.


Customized coverage to match your business

Selecting commercial vehicle insurance coverage that meets your specific needs is vital to protecting your business and income. A commercial auto insurance quote typically includes:

  • Liability

  • Physical Damage

  • Medical Payments

  • Uninsured Motorist

  • Hired Auto

  • Non-Owned Coverage

  • Any Auto

All commercial coverage's

We can also adjust your policy to reflect seasonal changes to keep your rates low and your coverage steady.

We also provide special benefits including customized coverages, competitive rates, discounts, exceptional claims service and more. Commercial Auto insurance covers:

Business autos

Includes cars, light trucks, SUV's, vans and more. Business auto insurance customers enjoy advantages including discounts and access to network shops throughout the country.


From dump trucks to tractor trailers, we have the experience you're looking for. We offer 24/7 claims service with an extensive truck repair network, discounts and more.


We cover a wide range of commercial trailers ranging from pickup truck utility trailers to large dump body trailers pulled by a tractor.

How much does commercial auto insurance cost?

In 2017, the national average monthly cost for commercial auto insurance through many of the nations largest insurers were about $165 a month for both our business auto and contractor customers.

Commercial Customer                                                                                  Average Cost

Business Auto - Like cleaning services, restaurants and shops                 $165/month
Contractors - Like carpenters, electricians, landscapers and painters      $164/month

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