California Workers Compensation Insurance Fresno, CA & Los Angeles, CA.
At Kerr Insurance Brokers, Inc., you get access to aggressively priced workers compensation for small to large employers. Our California work comp programs meet state requirements and include the comprehensive coverage your employees and their families need. You take pride in protecting your business, be sure to take the same care when it comes to protecting the people who keep it running. Our Work Comp programs are available for small to large businesses locally in Fresno, Los Angeles, Irvine, Long Beach, Clovis, San Francisco and we can reach the rest of the golden state.
California Workers Compensation Insurance Details
The State of California Department of Industrial Relations has set the standard that it is required by law for employers to have workers compensation insurance. If an employer fails to follow this standard, they could face significant criminal and civil penalties that could impact the well-being of their business.
What you need to know about California Workers Compensation
One common error insurers make is creating a commercial insurance policy under the wrong class code. This can result in fines or excessive premiums for your business if you are classified incorrectly.
California Experience Modification Rating System (ExMod) compares actual losses to expected losses when creating insurance premiums. We are well versed in this system and can create a California worker's compensation insurance policy that is sure to protect your business.
We have access to nearly every top-rated workers compensation carrier in the state of California and nationwide. This provides multiple options for our customers and allows us to create a package that has what you need to protect your business and employees.
What are your options?
- Traditional workers comp programs.
- Pay as you go worker's comp.
- Packaged workers compensation programs.
- Professional Employer Organizations (PEO)
Kerr Insurance can provide you with all of your options and help you compare rates among the nation's largest workers comp insurance providers
Did you know you can use technology and analytics to lower your work comp insurance premiums?
We can help you uncover the hidden cost drivers at your business. Our analytics place important Exmod factors in front of you so you can fight the insurance companies with your own data. With extensive analysis capabilities, we can provide:
- ExMod Analysis.
- ExMod Benchmarking.
- Proven loss control strategies to reduce your ExMod and Work Comp premiums.
- Loss Trends.
- Premium costs per claim.
- Safety programs
Since we have access to nearly every carrier, we can provide our customers with competitive pricing. This gives you the freedom to decide what insurance plan works best for their business.
The more you know!
The more you know, the better you can be protected. Call or use our contact us form to learn more about our California worker's compensation programs today.